A few habits make phone scams far easier to handle. None of them require technical skill.
A legitimate institution never demands a transfer, a code or a download 'right now'. Hanging up costs nothing.
If the caller claims to be your bank or a platform, end the call and dial the official number from your statement or app.
One-time passwords, screen-share sessions and 'verification' transfers are how phone scammers convert a call into a loss.
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