No legitimate investment can promise a fixed return. If someone does, that promise is doing the work of the scam.
Every real market moves. Anyone offering a fixed monthly percentage is describing a model that does not exist in regulated trading.
Guarantees are designed to make depositing feel safe so victims stop asking questions about withdrawals, licensing or who actually holds the funds.
Ask where the funds are held, who regulates the firm, and request a test withdrawal early. A refusal to answer is your answer.
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Retraced Partners