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Emily Watson
Full recovery

Emily Watson

Denver, Colorado, USA

Type of scamCredit card phishing
Amount lost$19,500
Recovered$19,500
Time to recover5 months

My story

I clicked a link in what looked like a bank security email, and within a weekend my cards had been hit for $19,500 in fraudulent purchases and transfers. The bank initially refused my dispute because the transactions had passed two-factor checks.

Retraced Partners traced the money and built a case showing the transfers were unauthorised and part of a wider phishing operation. Their documentation changed the bank's decision.

Five months later the full $19,500 was credited back to my accounts. The process was stressful, but having real evidence on my side made all the difference.

If it happened to Emily, it could be traced for you too

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Recovery is never guaranteed. Individual results vary based on the payment trail and applicable law.